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If you are trying to clear debts and are struggling with the pressure daily, read on! Each week we hear on the news that British people are falling deeper into debt! People are taking out bigger and bigger mortgages, larger and larger loans and credit card bills are growing at an alarming rate every year.
Are you sliding slowly into unmanageable levels of debt?
Do you require further information on Debt Management?
Seeking debt help and advice from experts is the single most effective way to get started.
Call us and we will give you the best debt advice and confidentially guide you through all your options.
Once your current situation has been established we will have a much better idea of how you should proceed to clear your debts.
Debt Management and an IVA are very common at present.
Other reasons or circumstances why you may be falling into debt
Most of single parents feel they have to use credit to manage their finances which obviously leads to an inevitable reliance on debt. To try and pay these debts, many are forced to borrow from doorstep lenders and mail order catalogues, which are very expensive.
We all know divorce can be one of the most difficult times in a persons life. To compound the problem, the financial implications are perhaps the most serious aspects of divorce and not only affects standards of living but also has an emotional impact on both parties and their dependants.
Redundancy can be one of the most unexpected things to happen in someone’s life that can cause serious debt. The most important thing to remember if you are made redundant is DON’T PANIC. There are ways to limit or even prevent serious debts amounting after redundancy. Get advice so that redundancy doesn’t destroy your life.
It has become evident that over 600,000 people over the age of 65 are still paying off their mortgages, most of whom still have over £30,000 outstanding. As well as this, 1.5 million pensioners also owe money on their credit cards.
If you have lost your partner or a dependant and feel it is impacting your finances to the point where you may be slipping into debt. There are laws regarding debts and the deceased which you can obtain advice on from a solicitor or chartered accountant. Let us help find the best advice available.
Students are probably one of the most vulnerable groups of people in our society and they are often the people with some of the largest debts. The various grants which are available are a great idea in theory, but the reality can be a different story.