If you have received a letter from a solicitor instructing you that they are about to start legal proceedings against you for failure to pay an outstanding balance or debt, you must deal with this letter and NOT ignore it.
The problem will not go away without you taking action!
However, if you have left it too long and ignored many requests for payment, this may result in a CCJ being registered against you. A CCJ or County Court Judgement is an order made by a court. If you fail to pay a court order or fail to deal with having the court order varied using an (N245 form), then you are in breach of a court order and this is very serious as you will be liable to a visit from a bailiff.
A bailiff is a post court debt collector, they do not work directly for companies and they are usually instructed by a court. They would not usually be instructed to visit you prior to you being involved in a court action.
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